If there is one thing that bugs me, it is when companies that sell serious financial instruments, like insurance, try to lure customers by airing stupid, unfunny commericals on national TV. Take the GEICO pig, the GEICO gecko, or the Progressive Flo. These commercials are stupid, and they attempt to get people laughing so hard they sign on the dotted line without even knowing what they are signing for.

I think that is a dishonest way to do business. And believe me, after you have paid them for years, and it comes time for them to pay you, they are no longer telling jokes, they start using their teams of attorneys to stop you from laughing.